Real estate investing involves real risk. The right insurance coverage (built specifically for investors) is as important as the loan that gets you in the door.
I carry NREIG coverage on my own rental portfolio. The monthly reporting model is genuinely better for active investors, I've worked with carriers that require full-year commitments and it creates real headaches when you're buying and selling frequently. I recommend NREIG because it's what I'd actually use, not just because it's an affiliate relationship.
I don't just help investors buy properties, I help them protect them too. I've partnered with National Real Estate Insurance Group (NREIG) because they do for insurance what I try to do for lending: specialize deeply in real estate investors, speak the language, and actually understand the portfolio you're building.
Unlike standard homeowner's policies that won't cover rental or vacant properties, NREIG's programs are purpose-built for investment real estate, one monthly report, one place to manage your entire portfolio, and coverage that adjusts as your portfolio grows.
Request a Free Proposal →Whether you have a single rental or a 30-property portfolio mixing property types and strategies, NREIG's platform covers it.
A standard homeowner's policy won't protect a rental or renovation project. NREIG's programs are purpose-built for how investors actually operate.
Protects your investment property against direct physical damage, fire, lightning, windstorm, hail, vandalism, theft, and more. Choose between Basic and Special form coverage based on your risk tolerance and property type.
Protects you from third-party claims that occur at your investment property, slip and fall injuries, dog bites, carbon monoxide incidents, and similar events where a tenant or visitor files a claim against you.
Customize your package with any combination of the following endorsements:
The monthly reporting structure is the key differentiator. You're not locked into annual policies for each property, you adjust month to month as your portfolio changes.
Close on a new rental or finish a renovation? Add it to the report and coverage starts immediately.
Tenant moves out? Property going vacant during renovation? Change the status without changing policies.
Sell a property and remove it from the report, no minimum earned premium, no cancellation fees.
You pay for actual coverage days, not hypothetical annual terms. Capital stays in your portfolio.
DSCR loans, fix-and-flip financing, VA purchase, whatever brings the deal together, I can structure it. Insurance and financing in one conversation.